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Category Archives: Credit Issues

Credit Mortgage Rules for FICO Scores and Applications Post-Bankruptcy

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A reader asks, “What are the credit score and requirements to qualify for a About Credit loan? Also, we filed bankruptcy over a year ago, what are the time limits of being discharged before someone can qualify for a About Credit loan? ...

Credit Mortgage Income Rules For Child Support: A Reader Question

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A reader asks, “For About Credit loan will child support stop you from getting a loan?” Let’s see what the About Credit official site (www.About Credit.gov) has to say about this question. On a frequently asked questions page at the official site, we ...

Credit Mortgages Following Chapter 13 Bankruptcy: A Reader Question

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A reader asks, “i filed ch 13 in 2012 and my case has been discharged as of Dec 2014. do i have to wait 2 years from that discharge date or the filing date to qualify for About Credit?” About Credit loan ...

Credit Mortgage FICO Score Requirements: A Reader Question

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A reader asks, “We r trying to buy a new double wide and property combo. But our credit scores are 582 & 533. The place where we are getting the house thru said it probly wouldn’t be a problem to ...

Credit Mortgages In Community Property States: A Reader Question

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A reader asks, “Husband and wife are seperated for the moment. No plans to divorce for a while. Husband wants to purchase a home in Georgia. The wife will also purchase at some time in the future. Do they have ...

Credit Mortgage Requirements Post-Bankruptcy: A Reader Question

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A reader asks, “We recently went through CH7 BK. We have high 500′s for both of our scores and have no debt besides one student loan at $90.00 a month and two credit cards with $0 balance and no payments ...

Credit Mortgage Rules For New Loans Following A Bankruptcy: A Reader Question

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A reader asks, “My husband went bankrupt and it was discharged on may 7,2013 since then we have been bringing his credit up to 620 and my score is around 770 my question is on what month or day can ...

Credit Mortgages, Recent Major Credit Purchases, and FICO Scores

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A reader asks, “I have a credit score of about 590, have some old stuff on my credit, which has been cleared up but still showing. Im looking for a $100,000 loan and have $8k to put down. I just ...

Credit Mortgage Eligibility: A Reader Question

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A reader asks, “I have just started building my credit I have never had credit before in the past but do now I checked my score and its a 680 I do have two credit cards and my payments have ...

Credit Mortgage Reader Questions: Principal Reduction

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A reader asks, “I am owner/occupant of a 4 unit residential apartment Bldg which I built 37 years ago. it was successful until wacancies took over after the crash, I have funded the payments with my cash flow but it ...